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Note: Opinions listed below were adopted in accordance with the Insurance Act (Official Gazette 151/05, 87/08, 82/09, 54/13, 94/14)

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All Croatian regulations related to the Insurance Act and Act on Amendments to the Act on Compulsory Insurance within the Transport Sector are available here.

Disclaimer: Please note that the translations of Croatian regulations provided on this web page are only provisional translations and therefore do NOT represent official documents of the Republic of Croatia. They confer no rights and impose no obligations separate from those conferred or imposed by the legislation formally adopted and published in the Croatian language.

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Note: Guidelines, Questions and Answers, Opinions and other documents, news and information published by EIOPA are available on the EIOPA website at www.eiopa.europa.eu.

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Insurance Act

Insurance Act (Official Gazette 30/15, 112/18) – provisional translation

Insurance Act (Official Gazette 30/15,) (Available in Croatian only)

Insurance Act (Official Gazette 30/15,) (Available in Croatian only)

Insurance Act (Official Gazette 63/20) (Available in Croatian only)

Insurance Act (Official Gazette 151/05, 87/08, 82/09, 54/13 and 94/14; ceased to have effect on 1 January 2016) (Available in Croatian only)

Ordinances under the Insurance Act (Official Gazette 30/15)

1. Ordinance on the audit in insurance companies (Official Gazette 78/16) (Available in Croatian only)

Ordinance amending the Ordinannce on the audit in insurance companies (Official Gazette 60/19) (Available in Croatian only)

2. Ordinance on additional requirements for small insurance companies (Official Gazette 72/16) (Available in Croatian only)

3. Ordinance on the form and content of financial statements and additional reports of insurance and reinsurance companies (Official Gazette 37/16) (Available in Croatian only)

Ordinance amending the Ordinance on the form and content of financial statements and additional reports of insurance and reinsurance companies (Official Gazette 96/18) (Available in Croatian only)

Ordinance amending the Ordinance on the form and content of financial statements and additional reports of insurance and reinsurance companies (Official Gazette 50/19) (Available in Croatian only)

4. Instructions for completing financial statements and additional reports of insurance and reinsurance companies (Available in Croatian only)

5. Ordinance on the structure and content of financial and statistical reports of persons authorised to conduct insurance representation business and insurance and reinsurance brokerage business (Official Gazette 37/16) (Available in Croatian only)

Ordinance amending the Ordinance on the structure and content of financial and statistical reports of persons authorised to conduct insurance representation business and insurance and reinsurance brokerage business (Official Gazette 28/19) (Available in Croatian only)

6. Ordinance on the classification of risk types according to groups and classes of insurance and reinsurance business (Official Gazette 23/16) (Available in Croatian only)

Ordinance amending the Ordinance on the classification of risk types according to groups and classes of insurance and reinsurance business (Official Gazette 27/16) (Available in Croatian only)

Ordinance amending the Ordinance on the classification of risk types according to groups and classes of insurance and reinsurance business (Official Gazette 42/19) (Available in Croatian only)

7. Ordinance on statistical standards (Official Gazette 23/16) (Available in Croatian only)

Ordinance amending the Ordinance on statistical standards (Official Gazette 27/16) (Available in Croatian only)

Ordinance amending the Ordinance on statistical standards (Official Gazette 60/19) (Available in Croatian only)

8. Ordinance on the content of planned reinsurance programme (Official Gazette 23/16) (Available in Croatian only)

Ordinance amending the Ordinance on the content of planned reinsurance programme (Official Gazette 27/16) (Available in Croatian only)

9. Ordinance on the content of regular reports and reports submitted at the request of the Croatian Financial Services Supervisory Agency (Official Gazette 13/16) (Available in Croatian only)

Ordinance amending the Ordinance on the content of regular reports and reports submitted at the request of the Croatian Financial Services Supervisory Agency (Official Gazette 91/16) (Available in Croatian only)

10. Ordinance on minimum standards, methods of calculation and guidelines for calculation of technical provisions in accordance with accounting rules (Official Gazette 72/19) (Available in Croatian only)

11. Ordinance on detailed rules and criteria for taking account of gender (Official Gazette 10/16) (Available in Croatian only)

12. Ordinance on documentation for the outsourcing of activities or functions of insurance undertakings or reinsurance undertakings (Official Gazette 7/16) (Available in Croatian only)

Ordinance amending the Ordinance on documentation for the outsourcing of activities or functions of insurance undertakings or reinsurance undertakings (Official Gazette 91/16) (Available in Croatian only)

14. Ordinance on requirements for performing key functions in insurance undertakings or reinsurance undertakings (Official Gazette 68/19) (Available in Croatian only)

15. Ordinance on the acquisition of qualifying holdings in insurance undertakings or reinsurance undertakings (Official Gazette 68/19) (Available in Croatian only)

16. Ordinance on the content of the application and documentation to be submitted with the application for the issuance of approval to carry out status changes of insurance undertakings or reinsurance undertakings (Official Gazette 7/16) (Available in Croatian only)

Ordinance amending the Ordinance on the content of the application and documentation to be submitted with the application for the issuance of approval to carry out status changes of insurance undertakings or reinsurance undertakings (Official Gazette 91/16) (Available in Croatian only)

17. Ordinance on requirements for professional training and examination of professional knowledge required to perform duties of a certified actuary (Official Gazette 7/16) (Available in Croatian only)

18. Ordinance on the content of the application for the issuance of approval to transfer and accept the portfolio of the insurance undertaking or reinsurance undertaking (Official Gazette 7/16) (Available in Croatian only)

Ordinance amending the Ordinance on the content of the application for the issuance of approval to transfer and accept the portfolio of the insurance undertaking or reinsurance undertaking (Official Gazette 91/16) (Available in Croatian only)

19. Ordinance on the contents of documentation needed for approval for the application of the volatility adjustment to the relevant risk-free interest rate term structure in order to calculate the best estimate (Official Gazette 133/15) (Available in Croatian only)

20. Ordinance on the contents of documentation needed for approval for the application of the transitional measure with respect to the relevant risk-free interest rate term structure (Official Gazette 133/15) (Available in Croatian only)

21. Ordinance on the contents of documentation needed for approval for the application of a transitional deduction to technical provisions (Official Gazette 133/15) (Available in Croatian only)

22. Ordinance on competence and suitability of insurance distributors and reinsurance distributors and on their registration (Official Gazette 16/19)

Ordinances under the Insurance Act (Official Gazette 151/05, 87/08, 54/13, 94/14)

Instructions on classification of accounts for insurance undertakings (Available in Croatian only)

Guidelines

Guidelines on adequate management of risks pertaining to supervised entities' information systems (Available in Croatian only)

Guidelines on carrying out the audit of supervised entities' information systems by audit firms (Available in Croatian only)

Recommendations

Recommendations on the content and submission of key information document for unit-linked insurance (Available in Croatian only)

Opinions

1. Opinion of the Agency on Article 151 of the Insurance Act (Available in Croatian only)

2. Opinion of the Agency on Article 147 of the Insurance Act (Available in Croatian only)

3. Opinion of the Agency on Article 233 of the Insurance Act (Available in Croatian only)

4. Opinion repealing the Opinion of the Agency of 31 July 2006 on Article 233 of the Insurance Act (Available in Croatian only)

5. Opinion on paying the commission to insurance agents (Available in Croatian only)

6. Opinion on the implementation of the provisions of Article 129 paragraph 2 of the Act on Amendments to the Insurance Act (Available in Croatian only)

7. Opinion on the implementation of the provisions of Article 233 paragraph 2 of the Insurance Act (Official Gazette 151/05, 87/08, 82/09 and 54/13) (Available in Croatian only)

8. Opinion on the implementation of the provisions of Articles 130 and 140 of the Act on Amendments to the Insurance Act (Available in Croatian only)

9. Opinion on the usage of mortality tables for the calculation of mathematical reserves (Available in Croatian only)

10. Opinion on the implementation of Article 20 paragraph 2 of the Act on Amendments to the Insurance Act (Available in Croatian only)

11. Opinion on the calculation of additional own funds by including other items in accordance with Article 96, paragraph 3 of the Insurance Act (Available in Croatian only)

Act on Compulsory Insurance within the Transport Sector

1. Act on Compulsory Insurance within the Transport Sector (Official Gazette 151/05)

2. Act on Amendments to the Act on Compulsory Insurance within the Transport Sector (Official Gazette 36/09)(Available in Croatian only)

3. Act on Amendments to the Act on Compulsory Insurance within the Transport Sector (Official Gazette 36/09)(Available in Croatian only)

4. Act on Amendments to the Act on Compulsory Insurance within the Transport Sector (Official Gazette 76/13) (Available in Croatian only)

5. Act on Amendments to the Act on Compulsory Insurance within the Transport Sector (Official Gazette 152/14) (Available in Croatian only)

6. Decision of the Government of the Republic of Croatia to increase the lowest insured amount under motor vehicle liability insurance contracts (Official Gazette 109/2016) (Available in Croatian only)

Ordinances

Ordinance on the method of calculation and time limits for payment contributions and on the manner of keeping and using assets intended for liabilities of the guarantee fund (Official Gazette 139/06) (Available in Croatian only)

Ordinance amending the Ordinance on the method of calculation and time limits for payment contributions and on the manner of keeping and using assets intended for liabilities of the guarantee fund (Official Gazette 20/14) (Available in Croatian only)

Ordinance amending the Ordinance on the method of calculation and time limits for payment contributions and on the manner of keeping and using assets intended for liabilities of the guarantee fund (Official Gazette 81/16) (Available in Croatian only)

Opinions

Opinion on acting in compliance with the law when concluding insurance contracts relating to motor vehicle liability insurance (Available in Croatian only)

Adopted EU regulation

Commission Delegated Regulations

Commission Delegated Regulation (EU) 2015/35 of 10 October 2014 supplementing Directive 2009/138/EC of the European Parliament and of the Council on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) (Text with EEA relevance)

Commission Delegated Regulation (EU) 2016/467 of 30 September 2015 amending Commission Delegated Regulation (EU) 2015/35 concerning the calculation of regulatory capital requirements for several categories of assets held by insurance and reinsurance undertakings (Text with EEA relevance)

Commission Delegated Regulation (EU) 2017/1542 of 8 June 2017 amending Delegated Regulation (EU) 2015/35 concerning the calculation of regulatory capital requirements for certain categories of assets held by insurance and reinsurance undertakings (infrastructure corporates)

Commission Implementing Regulations

Commission Implementing Regulation (EU) 2018/1843 of 23 November 2018 amending Implementing Regulation (EU) 2015/2452 as regards the scope of application of the template for disclosing premiums, claims and expenses by country (Text with EEA relevance)