68th Meeting

On 5 May 2026, the Board of the Croatian Financial Services Supervisory Agency held its 68th meeting and adopted the following decisions of public interest:

1. Ordinance on mystery shopping activities targeting supervised entities under the Capital Market Act
2. Ordinance amending the Ordinance on fees and costs charged by management companies
3. Decision on compliance with the Guidelines on Liquidity Management Tools (LMTs) of UCITS and open-ended AIFs (ESMA34-671404336-1364)
4. Decision granting approval to the investment fund management company Erste Asset Management društvo s ograničenom odgovornošću za upravljanje investicijskim fondovima,with its registered office in Zagreb, OIB: 68572873963, LEI: 529900OY10YUOZTM4Z35, for material amendments to the prospectus of Erste Adriatic Multi Asset open-ended investment fund with public offering, SIN: HRERSIUMASS6, OIB: 96226302388, LEI: 747800S0G5TOZQWZRJ14; and determining that the approval of material amendments to the prospectus of Erste Adriatic Multi Asset open-ended investment fund with public offering referred to in point 1 of the operative part of this Decision, relating to changes in the objective and investment strategy and investment limits, in accordance with the Company’s request, leads to the cessation of the approval to invest up to 100% of the net asset value of Erste Adriatic Multi Asset open-ended investment fund with public offering in transferable securities and money market instruments issued by the Republic of Serbia, the Republic of Slovenia and the Republic of North Macedonia. The approval was issued to the Company by virtue of point 2 of the operative part of Hanfa’s Decision CLASS: UP/I 972-02/19-01/19, REGNO: 326-01-40-42-19-13 of 19 June 2019
5. Decision granting authorisation to the company Erste Asset Management društvo s ograničenom odgovornošću za upravljanje investicijskim fondovima, with its registered office in Zagreb, OIB: 68572873963, LEI: 529900OY10YUOZTM4Z35, to merge Erste Income Plus open-ended investment fund with public offering, ISIN: HRICAMUMOPL1, OIB: 69079212930, LEI: 7478000040IHHL2JX873, as a sub-fund of Krovni 2 open-ended investment fund with public offering (UCITS), with Erste Adriatic Multi Asset open-ended investment fund with public offering, ISIN: HRERSIUMASS6, OIB: 96226302388, LEI: 747800S0G5TOZQWZRJ14
6. Decision granting approval to the company UniCredit Invest d.o.o. za upravljanje UCITS fondovima, with its registered office in Zagreb, OIB: 23889363045, LEI: 549300T0RFRCQ7Z21884, to establish and manage onemarkets Fund umbrella UCITS, and the open-ended investment fund with public offering onemarkets Fund – onemarkets Target Maturity Fixed Income Fund 06/2031 and the open-ended investment fund with public offering onemarkets Fund – onemarkets Target Maturity Fixed Income Fund 07/2031, as two sub-funds comprising the aforementioned umbrella fund. The approval granted by this decision also includes approval of the prospectus and rules of onemarkets Fund umbrella UCITS, as well as approval of the appointment of the depositary for that umbrella UCITS, namely ZAGREBAČKA BANKA DIONIČKO DRUŠTVO, with its registered office in Zagreb, OIB: 92963223473, LEI: PRNXTNXHBI0TSY1V8P17. The company is granted approval to invest up to 100% of the net asset value of the open-ended investment sub-fund with public offering onemarkets Fund – onemarkets Target Maturity Fixed Income Fund 06/2031 in bonds and money market instruments issued or guaranteed by EU Member States, Canada, Japan, Switzerland, the United Kingdom, the United States of America, and public international bodies whose members include one or more Member States. Approval is also granted to invest up to 100% of the net asset value of the open-ended investment sub-fund with public offering onemarkets Fund – onemarkets Target Maturity Fixed Income Fund 07/2031 in bonds and money market instruments issued or guaranteed by EU Member States, Canada, Japan, Switzerland, the United Kingdom, the United States of America, and public international bodies whose members include one or more Member States.
7. Decision ordering the company OTP invest društvo s ograničenom odgovornošću za upravljanje fondovima, Zagreb, OIB: 96261939721, LEI: 529900UAH2CC09VOZQ96, as a measure to eliminate the irregularities and illegalities identified during the supervisory process, to establish, no later than 15 July 2026, an adequate, permanent, effective, and independent compliance function in accordance with the relevant regulations. The company is ordered to submit to Hanfa, no later than 31 July 2026, a report showing compliance with measures undertaken, with the accompanying documentation and evidence demonstrating that the identified irregularities and illegalities have been eliminated. As a special supervisory measure, the company is ordered to ensure that the compliance function, by 31 October 2026, in accordance with Article 51(4) of the Act on Open-Ended Investment Funds with Public Offering (Official Gazette No 44/16, 126/19, 110/21, 76/22, 152/24, and 13/26), prepares and submits to Hanfa a report on the activities of the compliance function for the period from 1 January to 30 September 2026, containing all elements prescribed in Article 51(7) of the Act on Open-Ended Investment Funds with Public Offering. Furthermore, as a special supervisory measure, the company is ordered to submit to Hanfa, no later than 31 December 2026, a report by the internal audit function on the assessment of the adequacy, effectiveness, and efficiency of the compliance system with the relevant regulations.
8. Decision determining that the company EUROHERC osiguranje d.d., Zagreb, OIB 22694857747, LEI: 74780000Q0NHK2O5DU16, has eliminated the illegalities whose elimination was ordered by Hanfa’s Decision of 28 March 2025 (CLASS: UP/I 994-08/24-01/08, REGNO: 326-01-50-51-512-25-12); and terminating the off-site inspection of the Company’s operations
9. Decision ordering the company Blok Be d.o.o., Kapucinska 31, 31000 Osijek, OIB: 98712426804, to improve its anti-money laundering and terrorist financing system. The company is ordered to notify Hanfa, without delay, upon expiry of the deadline, of the implementation of point I of the operative part of this Decision. Such report on implementation shall include a Management Board Report on the implementation of point I of the operative part of the Decision, together with appropriate supporting evidence, as well as an independent Internal Audit Report on the implementation of point I of the operative part of the Decision.
10. Decision ordering the company FiatBit Technologies d.o.o., Preradovićeva ulica 40, Zagreb, OIB: 88861516970, to improve its anti-money laundering and terrorist financing system within 60 days of receipt of this Decision. The company is ordered to notify Hanfa, without delay, upon expiry of the deadline, of the implementation of point I of the operative part of this Decision. Such report on implementation shall include a Management Board Report on the implementation of point I of the operative part of the Decision, together with appropriate supporting evidence, as well as an independent Internal Audit Report on the implementation of point I of the operative part of the Decision.
11. Decision granting authorisation to Slaven Dobrić from Zagreb, to perform the function of a member of the Management Board of the company UNIQA osiguranje d.d., Zagreb, OIB: 75665455333, LEI: 74780000P058TI5YPX93, for a term of office lasting 3 (three) years, starting as of the day of receipt of this Decision
12. Decision granting authorisation to Filip Mihaylov from Sofia, Republic of Bulgaria, to perform the function of a member of the Supervisory Board of the company UNIQA osiguranje d.d., Zagreb, OIB: 75665455333, LEI: 74780000P058TI5YPX9, for a term of office lasting 4 (four) years, running as of 16 July 2026
13. Decision granting authorisation to Adel Bahtanović from Vienna, Republic of Austria, to perform the function of a member of the Supervisory Board of the company UNIQA osiguranje d.d., Zagreb, OIB: 75665455333, LEI: 74780000P058TI5YPX9, for a term of office lasting 4 (four) years, running as of 16 July 2026
14. Decision granting authorisation to Georg Schneider, resident in Graz, Austria, to perform the function of a member of the Supervisory Board of the company GRAWE Hrvatska d.d., Zagreb, OIB: 28406115764, LEI: 5299008LQUWEOTO76V71, for a term of office lasting from 1 July 2026 to 19 March 2030
15. Decision granting authorisation to Darinko Ivković from Zagreb to perform the function of a member of the Supervisory Board of the company EUROHERC osiguranje d.d., Zagreb, OIB: 22694857747, LEI: 74780000Q0NHK2O5DU16, for a term of office lasting 4 (four) years, running as of 4 July 2026
16. Decision granting authorisation to Kamilo Kordić from Zagreb to perform the function of a member of the Supervisory Board of the company ADRIATIC OSIGURANJE d.d., Zagreb, OIB: 94472454976, LEI: 74780000904H51PVL664, for a term of office lasting 4 (four) years, running as of 8 July 2026
17. Decision granting authorisation to Mirko Grgić from Zagreb to perform the function of a member of the Supervisory Board of the company ADRIATIC OSIGURANJE d.d., Zagreb, OIB: 94472454976, LEI: 74780000904H51PVL664, for a term of office lasting 4 (four) years, running as of 8 July 2026
18. Decision granting authorisation to Ante Jažo from Dubrovnik to perform the function of a member of the Supervisory Board of the company ADRIATIC OSIGURANJE d.d., Zagreb, OIB: 94472454976, LEI: 74780000904H51PVL664, for a term of office lasting 4 (four) years, running as of 8 July 2026
19. Decision granting authorisation to Renata Pondeljak from Zagreb to perform the function of a member of the Management Board of the leasing company OTP Leasing d.d., Zagreb, OIB: 23780250353, LEI: 529900LL049PNMRU3777, for a term of office lasting 3 (three) years
20. Decision granting authorisation to Vedran Horvatić from Donja Zdenčina to perform the function of a member of the Supervisory Board of the mandatory pension company PBZ CROATIA OSIGURANJE dioničko društvo za upravljanje obveznim mirovinskim fondovima, with its registered office in Zagreb, OIB: 20455535575, LEI: 549300JEBNBXEY27HE27, for a term of office lasting 4 (four) years, running as of 7 June 2026
21. Decision granting authorisation to conduct insurance distribution business to Hrvoje Popović from Vinkovci, founder of the insurance representation craft VENTO, obrt za zastupanje u osiguranju, vl. Hrvoje Popović, Vinkovci, Hrvatskih kraljeva 28
22. Decision granting authorisation to conduct insurance distribution business to the pre-company Rotus zastupanje društvo s ograničenom odgovornošću za zastupanje u osiguranju, with its registered office in Zagreb
23. Decision granting authorisation to conduct insurance distribution business to Miki Dizdar from Zagreb, owner of the insurance representation craft DIZOS, obrt za zastupanje u osiguranju, vl. Miki Dizdar, Josipa Strganca 4, 10090 Zagreb
24. Decision granting authorisation to conduct insurance distribution business to Nikša Živković from Split, founder of the insurance representation craft NO RISK, OBRT ZA ZASTUPANJE U OSIGURANJU, VL. NIKŠA ŽIVKOVIĆ, SPLIT, MAŽURANIĆEVO ŠETALIŠTE 21
25. Decision granting authorisation to conduct insurance distribution business to Matea Komazlić from Zadar, founder of the insurance representation craft BoTeLi, obrt za zastupanje u osiguranju, Matea Komazlić, Put Kotlara 5C, Zadar
26. Decision determining that the authorisation to conduct insurance distribution business issued on 17 February 2017, by virtue of Hanfa’s Decision CLASS: UP/I 974-03/17-01/18, REGNO: 326-01-660-663-17-2, to Nikolina Planinčić from Vrhovčak, founder of the insurance representation craft ELEMENT, obrt za zastupanje u osiguranju, Nikolina Planinčić i Ivana Brezak, Vrhovčak, Vrhovčak 40 D, ceased to be valid on 3 April 2026; and determining that the name of the insurance representation craft referred to in point 1 of the operative part of the Decision now reads: ELEMENT, obrt za zastupanje u osiguranju, vl. Ivana Brezak, Zagreb, Dobronićeva ulica 20
27. Decision determining that the thauthorisation to conduct insurance distribution business issued on 16 February 2023 to the insurance agency ESICHER d.o.o. za zastupanje u osiguranju, with its registered office in Karlovac, Skopska 13, OIB: 21696692343, represented by Robert Strahinić, Managing Director of the Company, by virtue of Hanfa’s Decision CLASS: UP/I 994-03/23-01/06, REGNO: 326-01-22-23-8, ceased to be valid on 8 March 2024
28. Decision determining that the authorisation to conduct insurance distribution business issued on 12 March 2020 to Verica Mišak Martinjak from Sveti Križ Začretje, owner of the insurance representation craft VMM, OBRT ZA ZASTUPANJE U OSIGURANJU, VL. VERICA MIŠAK MARTINJAK, KRAPINA, ULICA LJUDEVITA GAJA 11, by virtue of Hanfa’s Decision CLASS: UP/I 974-03/20-01/23, REGNO: 326-01-22-20-6, ceased to be valid on 30 September 2025
29. Decision determining that the authorisation to conduct insurance distribution business issued on 17 May 2007 to Mladen Vučković from Sinj, founder of the insurance representation craft CRO - AGENT, obrt za zastupanje u osiguranju, vl. Mladen Vučković, SINJ, by virtue of Hanfa’s Decision CLASS: UP/I-453-02/07-38/05, REG.NO.: 326-112-07-4, ceased to be valid on 15 May 2025