3rd Meeting

27/01/2022

On 26 January 2022, the Board of the Croatian Financial Services Supervisory Agency held its 3rd meeting and adopted the following decisions of public interest:

 

  1. Ordinance amending the Ordinance on settlement fails and internalised settlement reporting
  1. Decision on guaranteed returns of mandatory pension funds for 2021
  1. Decision determining that the company Erste & Steiermaerkische S-Leasing d.o.o., Zagreb, Zelinska 3, personal identification number (OIB): 46550671661, has eliminated the illegalities and irregularities whose elimination was ordered by the Decision of the Croatian Financial Services Supervisory Agency of 22 April 2021 (CLASS: UP/I 973-06/21-01/02; REGNO: 326-01-50-52-521-21-7) in the following manner: it now concludes lease agreements in a clear and comprehensible manner by clearly defining in finance lease contracts concluded with a variable interest rate linked to a specific variable parameter the structure of the interest rate and the manner of adjustment with the defined variable parameter, and by clearly defining in operating lease contracts concluded with a variable lease instalment linked to a specific variable parameter the method of calculating the lease instalment and the manner of adjustment with the defined variable parameter; it has submitted a written statement to Hanfa on the activities it has taken towards all lessees whose contractual obligations were unilaterally amended in an unfounded and non-transparent manner in such a way that, since 2009, the Company aligned variable interest rates (based on which it calculated lease annuities/instalments) with the value of reference interest rates that did not correspond to market values; it has published on its homepage information that Hanfa adopted the Decision on 22 April 2021, with a link to Hanfa’s web page containing the Decision, and kept the information on the homepage continuously for 60 days; and terminating therefore the off-site examination of the Company’s business operations (CLASS: UP/I 973-06/21-01/02)
  1. Decision determining that the company Mercedes-Benz Leasing Hrvatska d.o.o., Zagreb, Kovinska 5, personal identification number (OIB): 17080997510, has eliminated the illegalities and irregularities whose elimination was ordered by the Decision of the Croatian Financial Services Supervisory Agency of 22 April 2021 (CLASS: UP/I 973-06/20-01/03; REGNO: 326-01-50-52-521-21-4) in the following manner: it now concludes lease agreements in a clear and comprehensible manner by clearly defining in finance lease contracts concluded with a variable interest rate linked to a specific variable parameter the structure of the interest rate and the manner of adjustment with the defined variable parameter, and by clearly defining in operating lease contracts concluded with a variable lease instalment linked to a specific variable parameter the method of calculating the lease instalment and the manner of adjustment with the defined variable parameter, and lease contracts concluded with consumers comply with the provisions of the Consumer Credit Act regarding the interest rate calculation; it has submitted a written statement to Hanfa on the activities it has taken towards all lessees whose contractual obligations were unilaterally amended in an unfounded and non-transparent manner as established during the supervision; it has published on its homepage information that Hanfa adopted the Decision on 22 April 2021, with a link to Hanfa’s web page containing the Decision, and kept the information on the homepage continuously for 60 days; and terminating therefore the off-site examination of the Company’s business operations (CLASS: UP/I 973-06/20-01/03)
  1. Decision granting authorisation to Lejla Hasanbegović from Zagreb, Garešnička 35, personal identification number (OIB): 90918409284 to perform the function of a member of the Management Board of the leasing company BKS - leasing Croatia d.o.o., Zagreb, Ivana Lučića 2A, personal identification number (OIB): 52277663197, for a term of office running as of 1 February 2022
  1. Decision granting authorisation to Dubravko Orlovac from Zagreb, Andrije Hebranga 7, personal identification number (OIB): 61344178980, to perform the function of a member of the Management Board of the leasing company BKS - leasing Croatia d.o.o., Zagreb, Ivana Lučića 2A, personal identification number (OIB): 52277663197, for a term of office running as of 1 February 2022
  1. Decision granting authorisation to Gerald Gröstenberger to perform the function of a member of the Supervisory Board of the insurance company GRAWE Hrvatska d.d., Ulica grada Vukovara 5, Zagreb, personal identification number (OIB): 28406115764, for a term of office lasting from 20 March 2022 to 19 March 2026
  1. Decision granting authorisation to Gernot Reiter to perform the function of a member of the Supervisory Board of the insurance company GRAWE Hrvatska d.d., Ulica grada Vukovara 5, Zagreb, personal identification number (OIB): 28406115764, for a term of office lasting from 20 March 2022 to 19 March 2026
  1. Decision granting authorisation to Othmar Ederer to perform the function of a member of the Supervisory Board of the insurance company GRAWE Hrvatska d.d., Ulica grada Vukovara 5, Zagreb, personal identification number (OIB): 28406115764, for a term of office lasting from 20 March 2022 to 19 March 2026
  1. Decision granting authorisation to conduct insurance distribution business to Irena Franić, founder of the insurance representation craft DAS, obrt za zastupanje u osiguranju, Irena Franić, Dubrovnik, Gornji Kono 49
  1. Decision granting authorisation to conduct insurance representation business to Sanja Žuger, founder of the insurance representation craft Seguro, obrt za zastupanje u osiguranju, Sanja Žuger, Daruvar, Josipa Jelačića 18
  1. Decision determining that the authorisation to conduct insurance distribution business issued on 17 March 2021 to Ivana Mirković Pogorilić, owner of the insurance representation craft In4you, obrt za zastupanje u osiguranju, Ivana Mirković Pogorilić, Zagreb, Herici 10, by virtue of the Decision of the Croatian Financial Services Supervisory Agency CLASS: UP/I 974-03/21-01/31, REGNO: 326-01-22-21-4, ceased to be valid on 17 September 2021
  1. Decision determining that the authorisation to conduct insurance distribution business issued on 15 December 2015 to Orleta Gobo, founder of the insurance representation craft AZ Labin, obrt za zastupanje u osiguranju, owned by Orleta Gobo, Trget, Brgod 34, by virtue of the Decision of the Croatian Financial Services Supervisory Agency CLASS: UP/l-974-03/15-01/156, REGNO: 326-01-660-663-15-2, ceased to be valid on 30 September 2021
  2. Decision determining that the authorisation to conduct insurance distribution business issued on 22 February 2018 to Anja Jurić, owner of the insurance representation craft ADRIA, obrt za zastupanje u osiguranju, owned by Anja Jurić, Zagreb, Ulica Ivice Naglića 4, by virtue of the Decision by the Croatian Financial Services Supervisory Agency CLASS: UP/I 974-03/18-01/20, REGNO: 326-01-660-663-18-5, ceased to be valid on 20 December 2021
COOKIES

We need the necessary cookies in order for the site to function properly and in order to maintain security standards as much as possible by complying with all applicable regulations.

This category of cookies can also be called so-called. third-party cookies. Statistical cookies also belong to the group of functional cookies that allow us to store previously entered information (such as username or language) on the web service and to improve the possibility of providing a better service by tracking analytics or visit statistics. We must inform you that when using this category of cookies, data is transferred to third countries.