Mandatory pension savings (II pillar)
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Mandatory pension savings (II pillar)
Voluntary pension savings (III pillar)
The pan-European Personal Pension Product (PEPP)
Mandatory pension savings (II pillar)
The second pillar pension system involves mandatory pension funds and is compulsory for all employees.
The payment of retirement benefits within the framework of mandatory pension insurance based on individual capitalised savings of members of mandatory pension funds is made by pension insurance companies only. The payment of retirement benefits within the framework of voluntary pension insurance based on individual capitalised savings of members of voluntary pension funds is made by pension insurance companies, but exceptionally, the payment of retirement benefits on a temporary basis may be made by voluntary pension funds under the conditions laid down in the Act on Voluntary Pension Funds.
Pensioners within the framework of mandatory pension insurance receive their retirement benefits from the pension insurance company in line with assets transferred from a mandatory pension fund. Pensioners within the framework of voluntary pension insurance receive their retirement benefits from the pension insurance company on a lifelong or temporary basis in line with assets transferred from a voluntary pension fund. The pension insurance company also pays retirement benefits based on lump-sum payments made by persons into the pension insurance company and carries out other activities related to pension insurance subject to prior approval or authorisation of Hanfa.
Hanfa svaki radni dan izračunava i objavljuje indeks MIREX koji predstavlja prosječnu vrijednost obračunske jedinice pojedinog fonda, odnosno kategorije fonda. Promjena MIREX-a u nekom razdoblju predstavlja prosječnu zaradu ili gubitak fonda u promatranom razdoblju. MIREX članovima fondova omogućava da prate i uspoređuju rezultate ulaganja fondova te aktivno upravljaju svojom mirovinskom štednjom. Vrijednosti MIREX-a možete pronaći ovdje.
